Home Insurance

Making the best choice is mandatory to adequately protect your assets with peace of mind !

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Call us to get customized discounts!

1 855 242-7690

A great range of services

  • Owner
  • Tenant
  • Condominium
  • Seasonal proprety
  • Secondary residence
  • Rental proprety
  • Legal liability
  • Umbrella liability

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Benefits to being insured with Assurance A. Jobin

  • We are independent brokers. Our status as independent brokers allows us to look after your best interests and not those of a specific insurance company.
  • We offer personalized service. We offer our clients services tailored to their needs unlike what call centres offer.
  • We represent several insurers. We partner with a range of insurance companies, not just one, providing our clients with significant choice.
  • We protect your interests. In the event of a claim, we will work for you to defend and protect your interests.
  • We offer a wide range of insurance products. Our products have been chosen among several insurers and will meet your needs.
  • We provide objective, expert advice. As independent brokers, we provide objective and unbiased advice.
  • Proximity and accessibility. We look forward to welcoming you in our easily accessible offices! 

Choose the right protection for your needs !

 Wheter you own a proprety, a condominium or rent, chose an home insurance wisely, Our specialists can guide you through the multitude of options to maximize your coverage at the best possible premium. At ASSURANCE A. JOBIN & ASSOCIES INC., the range of products provide you reliable and flexible solutions adapted to your needs.

Offerred services

  • Owner
  • Tenant
  • Condominium
  • Seasonal proprety
  • Secondary residence
  • Rental proprety
  • Legal liability
  • Umbrella liability 

Many ways to save

  • Preferred rates for members of professional associations or degree holders
  • Discount if house is equipped with security system
  • Discount for a clean record free of claims for at least 3 years
  • Discount when you combine home and car insurance
  • Discount for new houses 

For more information, please communicate with one of our qualified broker who will be happy to help you and answer your questions during our office hours. 

Things to know about home insurance

HOME INSURANCE, A NECESSARY GOOD FOR PEACE OF MIND

In the province of Quebec, there is no law that requires you to insure your home, goods and civil liability. However, it is our duty to recommend it to you.

Home insurance becomes an obligation only when you are applying for financing to a mortgage lender. On the other hand, if you are a tenant, you’re under no obligation. It should nevertheless be clear that even if home insurance is optional, several unfortunate events can occur, where your civil liability may be engaged. For instance, if someone gets hurt in your apartment or if a fire breaks out because you forgot to blow out a candle, you will be held civilly liable. 

At Assurance A. Jobin & associés inc., we can offer you coverage that will protect your goods and civil liability to ensure you peace of mind. 

TYPES OF CONTRACTS

Assurance A. Jobin & associés inc. provides a wide range of contracts, whether you’re a tenant or owner of a house or condo. According to your needs, we can offer you an insurance policy that provides greater or lesser coverage that always includes an amount used to cover your civil liability.

Named perils

Often known as "Standard", this type of contract covers the risks specifically mentioned in the policy; usually, it refers to fire, vandalism, theft, falling objects, land vehicle impact, hail or windstorms.

All risk / Named perils Insurance

This type of contract includes two types of coverage. The first applies to the dwelling itself and covers all risks except those specifically excluded by the policy. The second covers the contents for a limited number of risks.

All risk Insurance

Also referred to as a general or comprehensive formula, this type of contract covers all risks for the dwelling and its content (except risks excluded from the contract). This type of coverage offers the most protection on the market. In other words, coverage will also extend to the damage you cause to your own possessions.

Mostly issued under a single amount, All risk policies are well-known for their flexibility. In fact, for one single amount, they can combine the house, contents, outbuildings and additional living expenses. This way, if coverage falls short in one section of the contract, the surplus from another section can be used.

BEFORE SIGNING YOUR CONTRACT…

At Assurance A. Jobin & associés inc., we strongly recommend that you take the time to read your home insurance contract closely. Feel free to contact your broker if you have any question relating to your contract. We’ll be happy to help you better understand its specifications and advise you on what suits you best according to your needs.

Ask for a quote

Get customized discounts

Call us to get customized discounts!

1 855 242-7690

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